H.M. Hoffman & Company is your FHA certified appraisal company

Rest assured that H.M. Hoffman & Company is an FHA-certified appraisal service in PA. We're certified and approved to do reports for FHA secured loans. A certain amount of the ongoing training our staff at H.M. Hoffman & Company receives deals strictly with decoding the FHA's documentation and their rules and procedures.

Be sure to contact H.M. Hoffman & Company if you need an appraisal done for an FHA-secured loan.

If your home loan is FHA insured, that means that it has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with security by offering mortgage insurance in case the borrower does not pay his or her financial obligations. Accessible to all homebuyers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely beneficial to those buyers with less available cash.